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(combination tax-free/ taxable spending account)

Our DefinedPlan is a customisable plan that allows the employer the greatest degree of flexibility and control over spending. Similar to an HSA the employer is responsible for funding claim costs, and like all of our products the plan is not pre-funded. Inside the DefinedPlan, the employer can drill down to the sub-item level and completely customise the HSA and WSA eligible expense lists with category limits and yearly caps. DefinedPlan also allows the option to allow funds pooled or per individual family member. This plan allows employers the ability to contain costs without compromising the flexibility of the benefit offering to their employees.

Read more about the different spending accounts we offer below to help you pick the right options for your employee’s needs:


A Health Spending Account is a non-taxable alternative or supplement to a traditional benefits plan, offered on our completely digital platform. An HSA can be used to “carve out” infrequently used coverage such as orthodontics or vision care.


A taxable Wellness Spending Account provided by employers to promote healthier lifestyles and employee satisfaction. A WSA will typically encompass what the company believes are items that reward and incentivize their staff.


Our FlexPlan allows an employee to select from the list of available options the benefits that best suit the employee’s needs based on their stage of life, and allocate their funds accordingly.